Disclaimer

This Disclaimer sets out important information regarding the financial planning, insurance, investment, tax planning and claim assistance related content referred to on this website.

1. General Information

The content on this website is provided for general informational purposes only and is intended to give visitors a general understanding of the services offered by Umang Finance. It should not be treated as a complete or authoritative source of financial, legal, tax or regulatory information, and should not be relied upon as a substitute for individual advice.

2. No Guaranteed Financial Outcomes

Umang Finance does not guarantee any specific financial outcome, return, saving, claim result or other result from any information provided on this website or through our services. Any figures, illustrations or examples referenced are indicative only, and actual outcomes may vary based on market conditions, product terms, individual circumstances and other factors beyond our control.

3. Investment Risk

All investments, including mutual funds, carry risk, including the potential loss of principal. Investment values can rise or fall, and past performance is not indicative of future results. Any investment-related information on this website is general in nature and should not be treated as a recommendation to buy, sell or hold any particular investment.

4. Insurance Disclaimer

References to insurance products or categories on this website, such as life, health or motor insurance, are general in nature. Coverage, benefits, exclusions, premiums and terms vary by product and insurer, and are governed entirely by the applicable policy document issued by the insurer. Please read the policy wording carefully, or consult the insurer directly, before making a decision.

5. Goal Planning

Any references to goal-based planning, such as education, retirement or other financial goals, are illustrative and general in nature. Your actual ability to achieve a financial goal depends on multiple factors, including income, expenses, market performance and life circumstances, and cannot be guaranteed.

6. Budget & Emergency Planning

General information relating to budgeting or emergency fund planning provided on this website is for educational purposes only and should be adapted to your own personal financial situation. It does not account for your complete financial picture unless discussed directly with us.

7. Tax Planning

Tax-related information referenced on this website is general in nature and may not reflect the most current tax laws, rates or regulations. It is not a substitute for advice from a qualified chartered accountant or tax professional, and individual tax situations should be evaluated separately.

8. Claim Assistance

Where claim assistance is offered, this refers to support provided on a best-efforts basis in connection with an insurance or other claim. Umang Finance does not guarantee claim approval, the amount payable, or the timeline for resolution, as these decisions rest with the relevant insurer or third party.

9. Third-Party Products

This website may refer generally to categories of third-party financial or insurance products. Umang Finance does not manufacture, underwrite or guarantee any third-party product, and all such products remain subject to the terms and conditions of the relevant provider.

10. Regulatory Status

Any regulatory or registration status applicable to a particular service depends on the entity, capacity, product and applicable regulatory framework.

This website does not state, and should not be read as implying, that Umang Finance holds any specific regulatory registration, licence or authorisation, including, without limitation, as a SEBI-registered Investment Adviser, an IRDAI-registered Insurance Broker or Corporate Agent, an AMFI-registered Mutual Fund Distributor, or any other regulated status, unless such registration has been separately and formally confirmed and disclosed. [REGULATORY STATUS TO BE CONFIRMED]

11. Website Access

Simply browsing this website, submitting an enquiry, or contacting Umang Finance through this website does not, by itself, create an advisory relationship, client relationship or contractual obligation between you and Umang Finance. Any such relationship would only be established through a separate, direct engagement.

12. Accuracy

While we aim to keep information on this website accurate and current, we do not warrant that all content is complete, error-free or up to date at all times. Figures referenced on this website, such as years of experience, number of customers served, or amounts assisted, reflect information available to us as of the date such content was prepared or last reviewed.

13. External Links

This website may link to third-party websites for your convenience. We do not control, endorse, or take responsibility for the content or practices of any linked third-party website.

14. Contact

If you have questions about this Disclaimer, please contact us using the details below:

Email: [OFFICIAL CONTACT EMAIL TO BE PROVIDED]
Phone: [OFFICIAL PHONE NUMBER TO BE PROVIDED]
Address: [OFFICIAL BUSINESS ADDRESS TO BE PROVIDED]

15. Last Updated

This Disclaimer was last updated on: [DATE TO BE CONFIRMED]

Please also review our Privacy Policy and Terms & Conditions.

Last Updated: [DATE TO BE CONFIRMED]